Landlord guides
The numbers behind letting property, explained plainly and tied to the calculators that work them out.
Buying your first buy to let, step by step
From choosing an area to the first tenant, with the numbers to check at each stage.
BRRR explained
Buy, refurbish, refinance and rent: how it works, a worked example, and where it goes wrong.
How lenders work out buy to let borrowing
Loan to value, rental cover and stress rates, and why the rent often decides the loan.
The property market cycle
What tends to happen to prices, rents, valuations and trades at each stage, and the signs to watch.
Landlord safety certificates and checks
Gas, electrical, EPC, alarms, deposits and Right to Rent: what landlords in England need and when.
Budgeting for maintenance
How much to set aside for repairs and replacements, and how to build the figure from what wears out.
Limited company or personal ownership
How each is taxed, what a company costs to run, the mortgage differences, and moving existing property.
Property glossary
The terms and abbreviations used in buying, financing and letting property, in plain English.
Buy to let investment calculator
Cash flow, yield, return on cash, a rate stress test and a projection with IRR.
Maximum offer and BRRR calculator
Work back from the done-up value to the most you can pay and still get your money out.